Georgia Debt Collection Defense Lawyers
If you have been one of the many victims of unlawful collection practices, than a skilled debt collection defense attorney can protect your rights. Contact the Georgia consumer attorneys of Williams Oinonen LLC today at (404) 654-0288 to schedule your initial consultation with one of our experienced attorneys.
About Debt Collection Defense
The law protects debtors from unlawful collection practices or improperly filed suits. Consumer protection statutes were enacted to prohibit such behavior and can allow for the recovery of damages and/or attorney fees.
Sometimes collection agencies resort to persistent and overly aggressive tactics when attempting to collect outstanding debts. Most of these tactics are also against the law To curb abusive debt collection practices the federal government passed the Fair Debt Collection Practices Act (FDCPA). The FDCPA actively prohibits collection agencies from using wrongful methods to collect debts. Under this law the collection agency may actually have to pay $1,000.00 dollars for violating the law. When a debt collector uses obscenity, lies, and threats, they have broken the law and should be held accountable.
Examples of illegal debt collection tactics include:
- Calling too early or too late while you are asleep
- Auto-robo dial calls
- Using obscene language
- Threatening you abusively
- Not revealing who you are speaking with
- Suing on a debt that is passed the statute of limitations
- Misrepresenting the amount you owe
- Contacting you if you have an attorney
- Contacting your employer or other persons about your debt
To learn more about the laws that protect you, contact the Georgia consumer attorneys of Williams Oinonen LLC at (404) 654-0288.
If you have suffered from abusive debt collection practices, then the Georgia consumer attorneys of Williams Oinonen LLC can help you. Contact us today at (404) 654-0288 to learn more.